What condition qualifies as a ‘long-term disability’ for Social Security purposes?

For Social Security purposes, a 'long-term disability' refers to a condition that is expected to last one year or more. This definition is critical because Social Security Disability Insurance (SSDI) benefits are designed to assist individuals who cannot work due to a disabling condition that is expected to be prolonged. The underlying rationale is to provide financial support to those who are unable to perform any substantial gainful activity due to these severe and enduring health issues.

Conditions that are expected to last less than a year or those that are temporary, such as a short-term illness, do not meet the criteria for long-term disability as they do not demonstrate the significant economic impact associated with extended incapacitation. Therefore, only conditions that typically last for a year or more would qualify for the long-term disability classification that triggers eligibility for Social Security benefits.